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Terms of Use

Effective Date: March 2, 2026

1. Acceptance of Terms

By accessing or using the JCoBee platform, Chrome extension, or any related services (the 'Service'), you agree to these Terms of Use.

2. Description of Service

JCoBee is a structural intelligence platform for the lower middle market. The Service provides structural deal scoring, AI-generated deal memos, market context comparisons, bankability testing, and deal pipeline management, plus a Chrome browser extension for capturing business-for-sale listings.

3. Not Financial or Legal Advice

The information, analysis, scores, memos, and other content provided are for informational and educational purposes only. Nothing on this platform constitutes financial, investment, legal, or tax advice. The Service does not replace professional due diligence. All decisions should be made in consultation with qualified professionals. JCoBee makes no guarantees regarding accuracy, completeness, or timeliness.

4. No Broker or Dealer Activity

JCoBee is not a business broker, dealer, or marketplace. We do not facilitate transactions or represent any party. Listings are sourced from publicly available information for analytical purposes only.

5. Accuracy of Information

Data and analysis are derived from publicly available listing information provided by third-party brokers and marketplaces. We do not independently verify accuracy. Users should independently verify all information before making decisions.

6. AI-Generated Content

Deal memos, structural analyses, and scores are generated using artificial intelligence and may contain errors or incomplete assessments. These are analytical tools to support your research and judgment, not definitive conclusions.

7. User Accounts and Conduct

You are responsible for your account security. You agree not to use the Service for unlawful purposes, scraping, misrepresentation, interference with operations, or unauthorized access.

8. Chrome Extension Usage

The extension is limited to 20 captures per calendar month per account for personal deal research. You agree not to use it for automated scraping or data harvesting. You are responsible for complying with third-party website terms.

9. Intellectual Property

The JCoBee platform, scoring methodology, analytical frameworks, design, and code are our intellectual property. User-generated content (notes, tags, pipeline data) remains your property.

10. Limitation of Liability

To the maximum extent permitted by law, JCoBee shall not be liable for any damages arising from use of the Service, errors in content, decisions based on information from the Service, or unauthorized access. The Service is provided 'as is' without warranties.

11. Indemnification

You agree to indemnify JCoBee from claims arising from your use of the Service or violation of these Terms.

12. Modifications

We may modify these Terms at any time. Continued use constitutes acceptance.

13. Governing Law

These Terms shall be governed by the laws of the Province of Ontario, Canada.

14. Contact

For questions, contact info@jcobee.com.