DSCR Calculator

Calculate Debt Service Coverage Ratio for any SBA or conventional business acquisition. Free. No login required.

1.86×
DSCR
BANKABLE
Loan Type
SBA 7(a) (90% LTV)
Loan Amount
$3.15M
Equity Required
$350K
Annual Debt Service
$429K
Free Cash Flow
$371K
Cash-on-Cash
106%
SENSITIVITY
SDE -20%1.40× ✓
SDE -10%1.63× ✓
SDE 0%1.86× ✓
SDE +10%2.10× ✓
SDE +20%2.33× ✓
Max supportable price at 1.25× DSCR: $5.22M

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